When you aim to purchase a property to rent out, securing a buy-to-let mortgage becomes essential. This type of mortgage is tailored specifically for individuals acquiring real estate as an investment opportunity, as opposed to a personal residence.
For landlords with a collection of properties or those venturing into property investment for the first time, a buy-to-let property can be a valuable addition. Before moving forward, we can discuss the buy-to-let mortgage options we provide and ensure you possess the comprehensive information necessary to proceed confidently.
Allow us to assist you in identifying a competitive buy-to-let mortgage, whether your intention is to acquire a new investment property or to refinance an existing one.
Buy-to-let mortgage rates are subject to variations and are influenced by the perceived risk of the mortgage for the lender and the deposit size available. Typically, buy-to-let mortgage rates tend to be higher than standard residential mortgage rates.
When evaluating a buy-to-let loan, mortgage providers consider the anticipated rental income and sometimes factor in the borrower’s earned income as well.
We are equipped to guide you through a variety of buy-to-let mortgage options, including loans with fixed rates and those that track market changes.
Most Buy-to-Let mortgages are not regulated by the Financial Conduct Authority.
A mortgage is a loan secured against your property. Your property may be repossessed if you do not keep up repayments on your mortgage or any other debt secured on it.
